Banking Services
A Complete Core Banking Solution, Built for the Way Co-Operative Banks Actually Work
Custodian is our flagship Core Banking Solution (CBS) — a modular, enterprise-grade platform that gives co-operative banks, and multi-state societies everything they need to run day-to-day operations from a single, unified system. Built on an open-architecture database and deployable on both LINUX and Microsoft Windows Advanced Server, it scales comfortably from a single-branch society to a multi-branch bank with thousands of members.
Rather than forcing your institution into a rigid workflow, Custodian is designed to be configured around it — parameterized at every layer so that policies, product rules, and approval hierarchies can be adapted as regulations and business needs evolve, without waiting on a new software release.
What's Included
Eight integrated modules that cover core banking, lending, and compliance end to end.
The core banking engine handling accounts, transactions, and day-to-day branch operations in real time.
Extends banking services to unbanked and underserved members through low-cost, high-volume account tools.
Centralized oversight across every branch — consolidated reporting, controls, and policy management.
Purpose-built for Primary Agricultural Credit Societies, covering member accounts, crop loans, and subsidies.
Group-lending workflows, collection scheduling, and portfolio tracking for microfinance operations.
Aadhaar Enabled Payment System support for secure, biometric-authenticated transactions at the branch or agent point.
Direct CIBIL connectivity for credit checks and full credit report retrieval during loan appraisal.
Structured, auditable loan origination — from application intake through approval and disbursement.
