- Own ATM network in closeup
- Switch interface
- Successfully implemented
- Micro ATMs will be connected to the FI Switch and will allow the targeted beneficiaries to access their accounts at various Micro ATM centres.
- In addition to their own branches, Banks will appoint multiple BCs / PACS to operate as Micro ATM centres. BCs / PACS are individuals or societies who work as bank agents in various geographies.
- Cash Deposit/Withdrawal
- Fund Transfer

- Customers need to carry their Rupay Debit cards to the Micro ATM centres where the agents / correspondents will help / guide them for initiating / completing transactions.
- The card is inserted into the Micro ATM device and transaction is initiated through ATM + PIN.
- For Aadhaar-based transactions, finger print / biometric authentication has to be carried out. After successful authentication from UIDAI, the transactions will be completed and updated to the bank server. A receipt is issued to the beneficiary; also a beep prompt is provided as a third-level authentication.
- Balance Enquiry
- Service Request acceptance
- Aadhaar Seeding
- eKYC based saving account opening
- Bill payment using BBPS
- AEPS (On-us and Off-us Transactions):